In this episode of The Ficodiva Show (aired 04-10-26), financial strategist Aldiva Rubalcava breaks down how to turn credit into a powerful wealth-building tool through real estate. Joined by loan expert Javier Hernandez, this episode covers mortgage readiness, credit myths, and smart strategies for first-time homebuyers and investors.
Learn how DSCR loans work, how to qualify based on rental income, and why credit scores alone don’t determine your buying power. Discover key insights on debt-to-income ratios, investment property strategies, and opportunities for ITIN borrowers to achieve homeownership and financial growth.
In this episode of the FICO Diva Show (aired 05-01-26), financial expert Aldiva Rubalcava breaks down everything you need to know about credit scores,...
On The Ficodiva Show, host Aldiva Rubalcava welcomes Dr. Wendy Labat to discuss financial healing, unhealthy spending habits, debt management, inflation, and financial systems...
In this episode of FICO Diva (aired 04-17-26), we break down the 4 biggest financial mistakes silently holding business owners and individuals back. From...