In this episode of The Ficodiva Show (aired 04-10-26), financial strategist Aldiva Rubalcava breaks down how to turn credit into a powerful wealth-building tool through real estate. Joined by loan expert Javier Hernandez, this episode covers mortgage readiness, credit myths, and smart strategies for first-time homebuyers and investors.
Learn how DSCR loans work, how to qualify based on rental income, and why credit scores alone don’t determine your buying power. Discover key insights on debt-to-income ratios, investment property strategies, and opportunities for ITIN borrowers to achieve homeownership and financial growth.
Host Aldiva Rubalcava speaks with CPA Kelly Coughlin about helping business owners understand their finances, maintain accurate records, plan for taxes, improve cash flow,...
In this episode of FICO Diva (aired 04-17-26), we break down the 4 biggest financial mistakes silently holding business owners and individuals back. From...
Host Aldiva Rubalcava speaks with Olga Hurtado about cash flow, profitability, tax planning, financial reserves, and data-driven decision-making. They also explore Olga’s entrepreneurial journey...